Financial clarity for UK money living in Europe.
KaFi helps British expats see UK pensions, ISAs, property, income, tax exposure, retirement progress, and currency gaps from the country where they actually live — starting with CSV files you control.
Your UK financial life followed you abroad. Your tools didn’t.
Most finance apps are built around one tax system and one residency assumption. If your pension, investments, property, and retirement plan still touch the UK while you live in France, Germany, Spain, or elsewhere, the real picture gets fragmented.
UK accounts, European residency
A SIPP, old workplace pension, ISA, UK property, local bank account, and a European tax home. Several platforms — no single view of what it means where you now live.
Tax rules that change after moving
ISA treatment, SIPP withdrawals, rental income, Statutory Residence Test history, and local tax rules can all matter. KaFi helps you see what may need review.
Retirement confidence gets harder
A UK pension number is not always the number that matters after currency, local tax, and residence-country planning enter the picture.
Start with files you already control.
KaFi doesn’t ask for your bank login. Export CSV files from your UK pension, broker, bank, or European accounts, upload them, review the mapping, and see your picture come together — on your terms.
Export from your provider
Download a CSV or statement from the UK and European accounts you want to include, where export is available.
Upload and review
KaFi maps the columns. You check the mapping before anything is processed.
See the full picture
UK pensions, local accounts, currencies, tax exposure, and retirement progress — across the accounts you choose to share.
Open Banking can come later — trust starts with control.
One dashboard. Every border.
Designed to highlight gaps across UK products, European residency, currencies, and retirement goals — so you know where to look.
Cross-border picture
See every account, country, and currency in a single view — including the UK pieces that still matter.
Net worth overview
Your total financial position across UK pensions, ISAs, property, European bank accounts, brokers, and investments.
Income & expenses
Categorized income and spending for people who earn, spend, save, or draw income across GBP and EUR.
Estimated tax exposure
KaFi can flag areas where your UK-to-Europe situation may be worth reviewing with an advisor.
Retirement tracker
Track progress with UK pensions, local retirement products, investments, and country-of-residence planning.
Currency exposure
Understand exposure across GBP, EUR, CHF and where conversion gaps may affect your plan.
KaFi intelligence
Personalized prompts based on your expat situation: areas to review, gaps to close, blind spots to check.
CSV import
Upload exports from your pension provider, bank, or broker. Review mapping before anything is analyzed.
Reports & analysis
Financial health reports and deeper cross-border analysis — including premium reports available soon.
Coming soonYour money crossed borders.
Your dashboard should too.
Join the waitlist and receive the guide: 7 financial blind spots for cross-border Europeans.
Early access updates will be shared with waitlist members. Unsubscribe anytime.
Named after a village where it all started.
Kayeta is a small village in West Africa where the founder’s grandparents lived. They showed her that real wealth isn’t about numbers — it’s about clarity, control, and the freedom to plan what comes next.
After more than 12 years at KPMG in Paris and 13 years working in Swiss finance, she kept seeing the same problem: smart, financially engaged Europeans with accounts scattered across the continent — and no single tool that understood their whole picture.
KaFi is the tool she wished had existed. Built for people whose financial lives don’t fit in one country.
For Europeans who live across borders.
Before you join.
Not for the MVP. KaFi starts with CSV files you choose to upload — no bank login, no Open Banking connection required. Bank connectivity may come later, once trust is established.
No. KaFi gives you organizational insights and flags areas that may be worth reviewing with a qualified professional. It does not replace regulated financial, tax, or investment advice.
The initial focus is France, Germany, the UK, and Switzerland/Luxembourg cross-border use cases. Coverage will expand based on user demand and data validation.
You control what you upload. CSV files are processed only after you review the column mapping. KaFi is designed around user control.
Early access updates will be shared with waitlist members. Sign up to be first in line and receive the free cross-border financial blind spots guide.
See where to look.
Join the waitlist and get the guide: 7 Financial Blind Spots for Cross-Border Europeans.
Join the waitlist and receive the guide when available. Unsubscribe anytime. Preview the guide →