Financial clarity for a life that doesn’t fit in one country.
KaFi helps Europeans see accounts, income, tax exposure, retirement progress, and currency gaps across countries — starting with CSV files you control.
Your financial life crosses borders. Your tools don’t.
Existing finance apps are built for one country. If your income, pension, investments, and taxes span more than one, you’re on your own.
Scattered accounts, zero overview
A French PEA, a German depot, a Swiss pillar 3a, a UK pension. Four logins, four apps, four currencies — and no single place that shows the full picture.
Tax rules that don’t translate
You earn in one country, pay taxes in two, and retirement rules differ in each. Cross-border finances can hide small leaks that add up quietly over years.
Retirement confidence gets harder
When your countries, currencies, and rules change, knowing whether you’re on track becomes guesswork. Spreadsheets help, but they’re always out of date.
Start with files you already control.
KaFi doesn’t ask for your bank login. Export a CSV from your bank or broker, upload it, review the mapping, and see your picture come together — on your terms.
Export from your bank
Download a CSV or statement from the accounts you want to include, where export is available.
Upload and review
KaFi maps the columns. You check the mapping before anything is processed.
See the full picture
Net worth, tax exposure, currency gaps, and retirement progress — across every account you’ve chosen to share.
Open Banking available later — trust starts with control.
One dashboard. Every border.
Designed to highlight gaps across accounts, countries, currencies, and retirement goals — so you know where to look.
Cross-border picture
See every account, country, and currency in a single view — with context for how they interact across jurisdictions.
Net worth overview
Your total financial position, unified across brokers, banks, pensions, and investment accounts in different countries.
Income & expenses
Categorized spending and income streams, designed for people who earn and spend in more than one currency or country.
Estimated tax exposure
KaFi can help flag areas where your cross-border situation may create tax considerations worth reviewing with an advisor.
Retirement tracker
Track progress toward financial independence with pension, pillar, and investment data across each country’s system.
Currency exposure
Understand your exposure across EUR, CHF, GBP, and other currencies — and where conversion gaps may be costing you.
KaFi intelligence
Personalized insights based on your specific cross-border situation — areas to review, gaps to close, blind spots to check.
CSV import
Upload exports from your bank or broker. Review mapping before anything is analyzed. You choose what to share.
Reports & analysis
Financial health reports and deeper cross-border analysis — including premium reports available soon.
Coming soonYour money crosses borders.
Your dashboard should too.
Join the waitlist and receive the guide: 7 financial blind spots for cross-border Europeans.
Early access updates will be shared with waitlist members. Unsubscribe anytime.
Named after a village where it all started.
Kayeta is a small village in West Africa where the founder’s grandparents lived. They showed her that real wealth isn’t about numbers — it’s about clarity, control, and the freedom to plan what comes next.
After more than 12 years at KPMG in Paris and 13 years working in Swiss finance, she kept seeing the same problem: smart, financially engaged Europeans with accounts scattered across the continent — and no single tool that understood their whole picture.
KaFi is the tool she wished had existed. Built for people whose financial lives don’t fit in one country.
For Europeans who live across borders.
Before you join.
Not for the MVP. KaFi starts with CSV files you choose to upload — no bank login, no Open Banking connection required. Bank connectivity may come later, once trust is established.
No. KaFi gives you organizational insights and flags areas that may be worth reviewing with a qualified professional. It does not replace regulated financial, tax, or investment advice.
The initial focus is France, Germany, the UK, and Switzerland/Luxembourg cross-border use cases. Coverage will expand based on user demand and data validation.
You control what you upload. CSV files are processed only after you review the column mapping. KaFi is designed around user control — no background scraping, no sharing, no selling.
Early access updates will be shared with waitlist members. Sign up to be first in line and receive the free cross-border financial blind spots guide.
See where to look.
Join the waitlist and get the guide: 7 Financial Blind Spots for Cross-Border Europeans.
Join the waitlist and receive the guide when available. Unsubscribe anytime. Preview the guide →